Paycheck calculator: your take-home pay, down to the cent.
2026 federal and state taxes for all 50 states and DC. Hourly or salaried, with overtime, bonuses and pre-tax deductions.
$130,000 salary, California, single
- Gross pay
- $5,000.00
- 401(k), pre-tax
- −$300.00
- Federal income tax
- −$694.69
- California state tax
- −$268.29
- Social Security
- −$310.00
- Medicare
- −$72.50
- 50 + DC
- States covered
- 2026
- Tax tables from the IRS and each state's revenue department
- 72
- Free calculators, no sign-up
- 4.87
- App Store rating, from 12,550+ ratings
Know exactly what you'll take home.
The Pay44 app keeps your jobs, paychecks and deductions on your phone, offline.
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Calculate your after-tax pay in seconds -
Add overtime, 401(k), bonuses and more -
Understand your tax breakdown -
Manage all your income sources
Paycheck calculator by state
Pick your state for its 2026 brackets, deductions and exemptions.
- AL Alabama
- AK Alaska
- AZ Arizona
- AR Arkansas
- CA California
- CO Colorado
- CT Connecticut
- DE Delaware
- DC District of Columbia
- FL Florida
- GA Georgia
- HI Hawaii
- ID Idaho
- IL Illinois
- IN Indiana
- IA Iowa
- KS Kansas
- KY Kentucky
- LA Louisiana
- ME Maine
- MD Maryland
- MA Massachusetts
- MI Michigan
- MN Minnesota
- MS Mississippi
- MO Missouri
- MT Montana
- NE Nebraska
- NV Nevada
- NH New Hampshire
- NJ New Jersey
- NM New Mexico
- NY New York
- NC North Carolina
- ND North Dakota
- OH Ohio
- OK Oklahoma
- OR Oregon
- PA Pennsylvania
- RI Rhode Island
- SC South Carolina
- SD South Dakota
- TN Tennessee
- TX Texas
- UT Utah
- VT Vermont
- VA Virginia
- WA Washington
- WV West Virginia
- WI Wisconsin
- WY Wyoming
From gross pay to take-home.
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Federal and state tax, down to the line.
2026 IRS Publication 15-T tables for federal income tax. Per-state brackets, deductions, and exemptions for every state and DC. FICA, additional Medicare, and the Social Security wage base, all with decimal-precision math.
2026 figures, from the IRS and each state.
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Hourly or salary, with overtime, 401(k) and bonuses.
Switch between hourly and salary inputs. Overtime, bonuses, commissions, and pre-tax deductions (401(k), HSA, FSA, health insurance) factor into every calculation.
Single, married, or head of household.
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Inputs stay on your device.
No sign-up, no account, no server. We do not transmit, store, or log your income figures. The web calculators run entirely in your browser.
No tracking pixels. No third-party analytics on inputs.
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Understand your tax breakdown: effective and marginal rates.
The mobile app adds a full insights dashboard: effective and marginal tax rates, a FICA breakdown, income and tax composition charts, and yearly projections.
Compare jobs, budget paychecks, and simulate raises.
Frequently asked questions
Is Pay44 accurate for 2026 taxes?
Pay44 uses the 2026 IRS tax brackets and standard deduction, and for every state and DC the brackets, deductions, exemptions and credits from its revenue department or statute. A few states haven't published final 2026 amounts yet, so those use their 2025 figures or the state's published estimates, and the state's page says so. It estimates the tax owed for a full year at your pay, which can differ from what your employer withholds.
Does Pay44 cover all 50 states?
Yes — every state and DC. Flat-tax states, progressive states, and the nine no-income-tax states (Alaska, Florida, Nevada, New Hampshire, South Dakota, Tennessee, Texas, Washington, and Wyoming) are all supported.
How much does Pay44 cost?
The web calculators here are free with no sign-up. The mobile app is free to download with optional subscription unlocks for advanced features.
Does Pay44 work on iPhone and Android?
Yes — Pay44 is on both the App Store and Google Play.
Are my paycheck inputs private?
Inputs you type into our calculators stay on your device. We do not transmit, store, or log your income or withholding data on our servers.
Does Pay44 replace a tax professional?
Pay44 is a paycheck-withholding estimator — fast, accurate, and free. It is not a substitute for a tax professional when filing your return or making decisions about complex situations.
Create budgets with your actual take-home.
The app adds saved jobs, budgets and side-by-side job comparisons. Free on iOS and Android, no account needed.