New Jersey Paycheck Calculator
New Jersey's 2026 rates run from 1.4% to 10.75% over $1 million, with no standard deduction and a $1,000 personal exemption.
New Jersey taxes income from 1.4% to 10.75% in 2026. Single filers and married filing separately use seven brackets: 1.4% on the first $20,000 of taxable income, rising to 6.37% from $75,000 to $500,000, 8.97% to $1 million and 10.75% above. Married couples filing jointly, heads of household and qualifying widow(er)s use an eight-bracket table with the same top rates. There's no standard deduction; each filer subtracts a $1,000 personal exemption ($2,000 on a joint return). New Jersey paychecks also carry employee contributions for disability, family leave and unemployment insurance, which this calculator doesn't include.
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Estimates only. Not tax or legal advice. Consult a tax professional for accuracy.
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New Jersey Paycheck FAQ
Common questions about paychecks and taxes in New Jersey
What is the New Jersey state income tax rate for 2026?
For single filers and married filing separately: 1.4% on the first $20,000 of taxable income, 1.75% to $35,000, 3.5% to $40,000, 5.525% to $75,000, 6.37% to $500,000, 8.97% to $1,000,000 and 10.75% above. Married couples filing jointly, heads of household and qualifying widow(er)s pay 1.4% to $20,000, 1.75% to $50,000, 2.45% to $70,000, 3.5% to $80,000, 5.525% to $150,000, 6.37% to $500,000, 8.97% to $1,000,000 and 10.75% above. These are the Division of Taxation's 2026 tables.
Does New Jersey have a standard deduction?
No. Instead you get a $1,000 personal exemption, plus $1,000 for your spouse on a joint return, so $2,000 for a married couple filing jointly. Extra exemptions for age 65 or older, blindness or disability, veterans and dependents aren't in the calculator.
What are New Jersey's disability, family leave and unemployment contributions?
New Jersey withholds employee contributions for unemployment insurance (with the Workforce Development and Supplemental Workforce funds), disability insurance and family leave insurance on top of income tax. They aren't income tax, and this calculator doesn't include them, so your actual paycheck will be lower than the estimate.
How much New Jersey tax is withheld from a bonus?
New Jersey has no flat bonus rate. Paid with your regular wages, the bonus is added to them and tax is withheld on the combined payment. Paid separately, it's withheld without the exemption allowances you claim on your NJ-W4.
What does this calculator leave out for New Jersey?
New Jersey taxes its own measure of gross income, which treats some pre-tax pay differently from federal rules; the calculator starts from gross wages. It leaves out the extra exemptions, deductions such as the property tax deduction, retirement income exclusions, credits such as the New Jersey earned income and child tax credits, and the rule that no tax is due on gross income of $10,000 or less ($20,000 for joint filers, heads of household and qualifying widow(er)s).