New York Paycheck Calculator
New York's 2026 rates run from 3.9% to 10.9% after an $8,000 standard deduction; New York City and Yonkers residents owe local tax on top.
New York taxes income from 3.9% to 10.9% in 2026, after rate cuts that took effect this year. A single filer pays 3.9% on the first $8,500 of taxable income, rising to 5.4% from $13,900 to $80,650 and 5.9% to $215,400; the top rates of 9.65%, 10.3% and 10.9% start at $1,077,550, $5 million and $25 million. Married couples filing jointly and heads of household have wider brackets. The standard deduction is $8,000 single, $11,200 head of household and $16,050 married filing jointly. Once New York adjusted gross income passes $107,650, the state takes back the benefit of its lower brackets; this calculator doesn't, so it understates New York tax above that income. New York City residents also pay 3.078% to 3.876% city tax and Yonkers residents a surcharge of 16.75% of their state tax, neither of which is included here.
Filing Status
State
Hourly Rate
Hours per Pay Period
Pay Frequency
Estimates only. Not tax or legal advice. Consult a tax professional for accuracy.
Pay44
Paycheck Calculator US
Keep This Calculation Handy
Save your rate, track overtime, and see how raises affect your take-home pay
Free · No sign-up needed
New York Paycheck FAQ
Common questions about paychecks and taxes in New York
What is the New York state income tax rate for 2026?
For single filers and married filing separately: 3.9% on the first $8,500 of taxable income, 4.4% to $11,700, 5.15% to $13,900, 5.4% to $80,650, 5.9% to $215,400, 6.85% to $1,077,550, 9.65% to $5,000,000, 10.3% to $25,000,000 and 10.9% above. Married couples filing jointly and qualifying surviving spouses pay the same rates with brackets ending at $17,150, $23,600, $27,900, $161,550, $323,200, $2,155,350, $5 million and $25 million; heads of household at $12,800, $17,650, $20,900, $107,650, $269,300, $1,616,450, $5 million and $25 million. These are the Department of Taxation and Finance's 2026 schedules, which include the rate cuts enacted in 2025.
What is New York's standard deduction?
$8,000 for single filers and married filing separately, $11,200 for heads of household and $16,050 for married couples filing jointly and qualifying surviving spouses. New York has no personal exemption for you or your spouse; the $1,000 exemption for each dependent isn't in the calculator.
Does New York City have its own income tax?
Yes. New York City residents pay 3.078% to 3.876% of taxable income on top of the state tax, and Yonkers residents pay a surcharge of 16.75% of their New York State tax. This calculator shows state tax only.
How much New York tax is withheld from a bonus?
Your employer can withhold a flat 11.70% of a bonus or other supplemental pay, the state's 2026 supplemental rate, or add it to your regular wages and withhold on the total.
What does this calculator leave out for New York?
Once your New York adjusted gross income passes $107,650, New York phases out the benefit of its lower brackets, and from $157,650 a single filer pays 5.9% on all taxable income (up to $215,400 of it), not just the part above $80,650. The calculator doesn't apply this, so above $107,650 it understates New York tax, by about $568 a year for a single filer once the 5.9% covers all taxable income. It also starts from gross wages rather than federal adjusted gross income, and leaves out dependent exemptions, itemized deductions, New York City and Yonkers taxes, credits, and the disability (SDI) and Paid Family Leave contributions taken from paychecks.